H. John Kummer

John Krummer began accumulating his insurance expertise immediately after college. After graduation, he joined KPMG Peat Marwick as a CPA, specializing in insurance company auditing and consulting.

After leaving KPMG as a Senior Manager, John joined the Florida Office of Insurance Regulation (OIR). First serving as the Chief Examiner, John eventually became the Deputy Insurance Commissioner. In this prestigious and vital role, John was responsible for all insurance regulation across the state of Florida.

During his time with the Florida OIR, John was instrumental in forming both the Florida Residential Property and Casualty Joint Underwriting Association (now Citizens Property Insurance Corporation) and the Florida Hurricane Catastrophe Fund.

After leaving the Florida OIR, John played a key role in the formation and operation of Florida Family Mutual Insurance Company, one of the first FRPCJUA take-out companies.

John left Florida Family to form Better Insurance Processing Technology (BIPT), which produced the first entirely browser-based policy processing system. BIPT became part of Team Focus Insurance Group’s Focus Technologies, and the BIPT system was the basis for our current and modern policy administration system, PolicyPort®. John continues to contribute his experience and expertise to the on-going enhancement of this system.